Everyday checking, elevated
An interest-bearing checking account made for you that has it all: a yield in the top 5% of Competitive Accounts,x the freedom to manage your money as you see fit, and no hidden fees.
- Guaranteed high yields with our Yield Pledge promiseWe guarantee that your yield will always be high. On a monthly basis, we assess competitor yields and will adjust ours as needed to ensure they’re among the top 5% of Competitive Accounts.x
- No monthly maintenance fee
- ATM fee reimbursem*ntsWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursem*nts. For those with lower balances, get up to $15 per month in ATM fee reimbursem*nts.x
- Mobile check depositsx
Access to your money through checks and debit card with benefits
- Zelle® and online bill pay
Move money with internal and external transfers
- FDIC insured
$100 to open
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Calculate your earnings
APYUnless eligible for the 1-year intro APY, the account will earn the ongoing APY, which is also backed by our Yield Pledge promise.x
0%
$100 minimum to open
one-year earningsEarnings are illustrative and based on balance and APY shown over a one-year period with no withdrawals. Actual earnings may differ based on rounding factors and potential changes to the APY.
$0
See how we compare
5x the national average
With a $50,000 balance, our APY beats the competition.
EverBankx
0.40
%
apy
National averagex
0.09
%
Bank of Americax
0.02
%
Wells Fargox
0.01
%
Award-winning checking
The Ascent awarded our Yield Pledge Checking account with 5 stars for competitive rates and ATM reimbursem*nts.
Easy access
Get better connected to your money
Use the TIAA mobile app to bank smartly even when you’re on the go.
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Strong and secure
Bank securely and with confidence
We protect your information with strong encryption methods. Plus, we have your back with our Web Safety Guarantee.x
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Your money's going to thank you
Set your money on the right course with our seamless online account application.
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Apply
Open your new account online and with ease.
Fund account
Send an opening deposit by online transfer or mobile deposit.
Start banking
Set up online banking and watch your money grow.
Straight talk
No hidden fees
The EverBank Performance Checking account makes everyday transactions easy and accessible with no hidden fees. Know what to expect: no surprises, just better banking.
$0
Monthly maintenance fee
$0
EverBank ATM feesWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursem*nts. For those with lower balances, get up to $15 per month in ATM fee reimbursem*nts.x
Fee type | Fee amount |
---|---|
Online bill payExpedited bill payments are available for a fee. | $0 |
Replacement debit card | $0 |
Overdraft transfer feeBy setting up a link between two EverBank accounts, you can leave the worry of overdrafts behind. | $0 |
Stop payment fee | $25 |
Your questions answered
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